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Consolidation provides grads with the ability to combine their student loans into one megaloan, but it comes with drawbacks. Along with gaining a new degree, many graduates will also leave campus with new student loan payments they'll have to fit into their post-graduate budgets.I wanted to be a writer and, frankly, there’s no need for a graduate degree to make that happen.Writers just have to write, write, and write some more until it works out.You may be contacted by private companies that offer to help you apply for a Direct Consolidation Loan, for a fee. There’s no need to pay anyone for assistance in getting a Direct Consolidation Loan. The fixed rate is the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of one percent. The loans that were consolidated are paid off and no longer exist.If you meet these requirements, you might be an excellent candidate for student loan refinancing and consolidation!If you don’t think you meet the requirements, don’t worry – as you can apply with a cosigner to increase your chances of getting approved for a better student loan.

Loan consolidation is when a borrower takes out a new loan to pay off several smaller student loans.My first hesitation was when I got spooked by the cost of three more years of schooling.But, if I’m being honest, it wasn’t just the price that scared me. If I had been, I would probably be working as a lawyer now, regardless of the cost of law school.Back when I was graduating college, I had a lot of ideas about what I would do to earn money, all of which involved going back to school.My real dream was to become a college professor, but the idea of not knowing where I might end up living someday scared me off a bit (a lot). My love of To Kill A Mockingbird notwithstanding, I never had any dreams of becoming Atticus Finch.

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