The following steps will help you establish your credit history: Find a job.You need to show that you have steady income so banks could see you can repay loans and lines of credit.These responses are not provided or commissioned by the bank advertiser.It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.Banks are more willing to give offers to people with limited / no credit, compared to people with bad credit history.

Not only does it help you make sense of your report, it provides a deeper insight into what creditors and lenders look for when determining whether you qualify for a credit card or loan.That seven-year rule applies to virtually all entries, including -- in spite of another myth -- those concerning accounts you've closed.A credit score is a three-digit number that presents a snapshot of your overall creditworthiness on a particular day.The time to start building with one of these cards, recommended by Credit-Land.com, has come. Banks have set up special credit lines for new immigrants and people who have barely established their credit history.The card for limited/no credit history may not come with many perks, since their main purpose is to give you an opportunity to build a credit history. Never miss a payment, pay off your balances, and you'll be on the road to excellent credit. In fact, if you have just become a permanent resident of the USA, you will probably be approved right away for your first credit card.