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A negotiable instrument can be made payable “on demand” or “at a definite time.” (UCC § 3-104.) A post-dated check is an order to pay the bearer at a definite time in the future.

If you choose to accept a postdated check, you run the risk that the person who wrote the check could close their account before you deposit the check, or that their account will not have sufficient funds when you deposit the check.Since this kind of check is not payable on demand, most states refuse to cover postdated checks under bad check laws.Generally, a bank may cash your check when they receive it, even if your check is paid before the date you wrote on the check.Consider what happens if those payments are rejected.In most cases, you can deposit or cash a postdated check early.




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C.) is a frequent caller to the radio talk show Coast to Coast AM. is a self-professed Christian fundamentalist who began calling Coast to Coast AM in April 1996. Because of his prolific calling and well-enunciated unusual views, he has been allowed to speak with other callers as well.


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